Some of the major activities of the bank are as follows:

Credit Facility For The Poor:

1. Credit Facility For The Poor:
   The bank provides credit facility for the poor especially to the female of disadvantage group of rural area.  It provides both non-collateral (cased on group liability and responsibility) and collateral based micro-credit facilities.
   
   In non-collateral credit facilities, credit ceiling has been determined as first year loan Rs. 10000, second year loan Rs. 20000, third year Rs. 30000 and fourth loan Rs. 40000.
   
   In collateral based credit facilities, maximum of Rs. 100000 is provided for good project.
   
    

2. Saving Mobilization:
   The bank accepts deposit from group member as group saving and personal saving. The group saving is the compulsory saving in which 5% of credit amount, Rs. 1 in every center meeting and interest paid by bank is deposited in the group saving fund. Personal saving is volunteer.
   
    

3. Other Activities:
   The bank has initiated several types of community based development program such as skill development, adult education, social awareness program like sanitation and health. Such programs are organized with the coordination of other line agencies.