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The bank is operating in 273 VDCs including 12 municipalities of 13 districts of terai, inner-terai and hill of Nepal, namely, Rupandehi, Nawalparasi, Kapilbastu, Palpa, Arghakachi, Gulmi, Syanja, Kaski, Parbat, Baglung, Lamjung and Gorkha. PGBB has also palnned to move into new Village Development Committees (VDCs) in the existing districts concurrent to the membership drive. In the base year, it is operating through 40 Area/Branches/Contact Office, which is envisaged to be increased to 67 by the last year of the plan.