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PASHCHIMANCHAL GRAMEEN BIKAS BANK LIMITED |
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PROFIT & LOSS ACCOUNT |
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MID JULY, 2009 TO MID JULY, 2010 |
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Particulars |
Schedule |
Current |
Previous |
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Year (NRs.) |
Year (NRs.) |
| 1. |
Interest Income |
18 |
136,828,283.62 |
111,632,431.86 |
| 2. |
Interest Expenses |
19 |
45,137,725.94 |
32,022,945.93 |
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Net Interest Income |
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91,690,557.68 |
79,609,485.93 |
| 3. |
Commission and Discount |
20 |
923,885.76 |
448,780.02 |
| 4. |
Other Operating Income |
21 |
5,940,204.58 |
2,747,149.69 |
| 5. |
Exchange Fluctuation Income |
22 |
- |
40.00 |
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Total Operating Income |
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98,554,648.02 |
82,805,455.64 |
| 6. |
Personnel Expenses |
23 |
54,360,862.00 |
47,574,915.66 |
| 7. |
Other Operating Expenses |
24 |
13,629,306.65 |
12,289,900.70 |
| 8. |
Exchange Fluctuation Loss |
22 |
- |
- |
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Operating Profit Before Provision for Possible Losses |
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30,564,479.37 |
22,940,639.28 |
| 9. |
Provision for Possible Losses |
25 |
6,723,370.90 |
11,164,657.40 |
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Operating Profit |
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23,841,108.47 |
11,775,981.88 |
| 10. |
Non Operating Income/(Loss) |
26 |
275,500.00 |
137,750.00 |
| 11. |
Loan Loss Provision Written-Back |
27 |
29,894,454.88 |
6,327,937.00 |
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Profit from Regular Activities |
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54,011,063.35 |
18,241,668.88 |
| 12. |
Profit/Loss From Extra -Ordinary Activities |
28 |
(20,676,884.00) |
- |
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Depreciation Income of Subsidy Fixed Assets |
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3,451.00 |
4,601.00 |
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Net Profit After Considering All Activities |
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33,337,630.35 |
18,246,269.88 |
| 13. |
Provision For Staff Bonus |
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3,030,693.67 |
1,658,751.81 |
| 14. |
Provision For Income Tax |
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10,001,289.11 |
5,156,920.27 |
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· Current Tax |
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10,001,289.11 |
5,171,369.45 |
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· Deferred Tax (Surplus) |
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(14,449.18) |
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· Previous Year's |
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Net Profit/Loss |
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20,305,647.57 |
11,430,597.80 |
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| Schedules 18 to 28 form integral part of this Profit and Loss Account. |
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As per our attached report of even date |
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